Marco, why are you dooming?

I cant believe people who are doubting "Black Beauty"

It reminds me of the film "Sea Biscuit" Many folks wrote him off but he was a star that had fallen on hard times and just needed a little patience and TLC.

Black Beauty is no different and if you look below the surface you will see what I see. Strong brand, taken on Halifax another strong brand, housing market will not be depressed forever and mortgages make money in the domestic markets.

I truly believe that this share is cast iron certainty to make money at the current SP.

Speculation and doubters abound but basically a major high st bank SP for under a quid!

What a bargain long term!

Marco, on friday morning you said RBS = Strong Sell and they rose 6%!!!

Looking extremely good if you are heavily into Lloyds. All news in the open - gov't ownership capped, no significant EU hassle, making loads of money. When it can pay a dividend it will have so much money it will not know what to do with it. I am in heavily in and will happily go in deeper.

this article was of course one mans OPNION.

how does it stack up with the citigroup forecast ?

one of them is going to be completely wrong

the only thing that "experts" have in common is their ability not to agree with one another on the same topic

answer....back your own judgement

So called Experts - nobody tipped them as a BUY when the price was stuck at 40p to 50p - trust me - I am ahead of the curve - they will all be recommending Lloyds as a BUY at 200p in two years time - put you faith in the black horse

Don't read it, just buy and get in now! Llloyds/HOBS together will make £8 billion per year. £6 billion in dividends. BUY BUY BUY - you heard it here first.

Why not just wait about a month, where we probably can get them at about 30p a share ????