Luois you are correct in saying that while house prices rise that they feed other consumers, people borrow against their mortgage to BUY cars, boats, even start businesses, but now money is harder to come by from banks, these people are suffering, they are now seeing what borrowing too much can do to your life, it can ruin it, prices will come down again to a sustainable level, but alot lower than they are now i believe, i for one will wait to see what is in store for us over the next year, Cassh at the moment is KING, not GOLD, CASH Buys GOLD, so cash is the new GOLD in my opinion, M