As the two electable and one un-electable Parties jostle for position keeping fairly low key on Cuts and Tax Rises trying not to scare voters one thing stands out starkly. For recovery Consumers have to get off their $%^&s and start spending big time. This means mainly on Credit. They spend all their income. But if Indirects go up - they will - and Cuts are made - they will - and Mortgages and Credit Rates go up with Interest Rates rises - they will - and Inflation ramps up mainly due to stiff energy price rises - it will - and the Public Sector pay has a huge severe Wage Freeze - it will - then where is the confidence for Consumers to do as they love - spend - and form the Recovery - and indeed where is that money actually coming from?