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Will the banks pass on the cut?      4-Nov-08 04:50 PM    
With only in four banks passing on any benefit in last month's Interest Rate cut to consumers, does anyone think they are more likely to do so this time around?

Will the size of the cut make any difference?
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Berardo1

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Will the banks pass on the cut?
Berardo1 4-Nov-08 04:50 PM  
 
I hope that they dont, I am a saver and have paid off my mortgate, no credit ca ...
scouter 4-Nov-08 04:58 PM  
 
what planet do you live on ok you do not have a mortage you try telling yo ...
JOHN 4-Nov-08 05:23 PM  
 
Since when have low interest rates helped first time buyers get onto ...
Adrian A 5-Nov-08 09:23 AM  
 
Dont know who you are j.e but i am a first time buyer and i am quite ...
Stuart 5-Nov-08 01:25 PM  
 
This point is not about living within your means, this is about a rate red ...
future survi... 5-Nov-08 11:00 AM  
 
Boring, that is all i can say to you
Norrie 5-Nov-08 12:51 PM  
 
You clearly had a mortgage, which is now paid off - good for you. When you ...
M M 5-Nov-08 01:00 PM  
 
you are not with it ok
MALCOLM S (1 Rating) 6-Nov-08 10:58 AM  
 
yeah and you probably dislike children as well because you more than likel ...
charlie RATE IT 6-Nov-08 11:01 PM  
 
Banks ought to be made by the government to pass on interest rate cuts, or have ...
NORMAN M 4-Nov-08 05:24 PM  
 
i have said this on a previous message dont keep funding the banks if they ...
JOHN 4-Nov-08 05:32 PM  
 
You have to remember that the sum total of all the borrowing that the ...
Mike L 4-Nov-08 05:52 PM  
 
you forget the banks pass on the higher rate as soon as it is an ...
charlie RATE IT 6-Nov-08 11:32 PM  
 
methinks somewhat hypocritical of HMG - here we have Bruin and Mandy bleat ...
dewsburyborn 4-Nov-08 08:41 PM  
 
must be a joke
ROY B (2 Ratings) 4-Nov-08 05:53 PM  
 
No they shouldn't pass on the cuts! Its that kind of irresponsible stupidity t ...
Ray B 4-Nov-08 07:56 PM  
 
Yes the banks should pass part of it on. They do need to recapitalise howe ...
jwilliams686... 4-Nov-08 09:08 PM  
 
As an person over 50 i agree with you; some of the idiots on here who ...
homer555552 5-Nov-08 05:32 PM  
 
see where your coming from but it is down to these so called eco ...
survivor (1 Rating) 5-Nov-08 07:05 PM  
 
Economists are certainly partly to blame, especially the li ...
Mike L (2 Ratings) 5-Nov-08 07:47 PM  
 
You sir are a pratt & from another planet. It is nothing about debt etc it ...
future survi... 5-Nov-08 11:07 AM  
 
No Sir..... Some people will have a collar on their mortgage. Nationw ...
DAVID (2 Ratings) 5-Nov-08 11:59 AM  
 
Well said Sir...
Norrie (1 Rating) 5-Nov-08 01:14 PM  
 
Decadeproper, It has nothing to do with BoE base rate. In addition to ...
Mike L 5-Nov-08 01:32 PM  
 
again missing the point M.All this is excuses not to pass on wha ...
survivor (2 Ratings) 5-Nov-08 06:42 PM  
 
well done decprop, you clearly understand that this situation is not ...
survivor (1 Rating) 5-Nov-08 06:04 PM  
 
That's a bit of a hard line to be taking is it not? Assuming that everyon ...
Craig (1 Rating) 5-Nov-08 11:14 AM  
 
Low rates doesnt just mean you will have less interest to pay. There ...
Mike L (2 Ratings) 5-Nov-08 02:08 PM  
 
it was so predictable that the experts so called never saw it get real a ...
charlie RATE IT 6-Nov-08 11:44 PM  
 
It's rediculous not to pass on rate cuts to Mortgage customers. How can they se ...
keithsmith22... (2 Ratings) 5-Nov-08 08:28 AM  
 
Ask their Shareholders to vote on it. They're the ones that want a "div ...
Fund-a-menta... (2 Ratings) 5-Nov-08 08:50 AM  
 
How is it ridiculous?? You are asking the bank to lose money, in effect yo ...
Mike L 5-Nov-08 09:08 AM  
 
We are now in the ultimate GB death scenario - the nation needs to save more an ...
moremysticda... 5-Nov-08 10:17 AM  
 
Most of the money banks lend is aquired by them on the international money mark ...
Mark SG (1 Rating) 5-Nov-08 10:36 AM  
 
BOYCOTT MORTGAGE REPAYMENTS if banks fail to pass on rate cuts in full. there i ...
elisa (1 Rating) 5-Nov-08 11:18 AM  
 
eli hundred percent correct i have said before if everybody defaults and s ...
JOHN (1 Rating) 5-Nov-08 12:37 PM  
 
Like I said, the government is trying to get you to blame the banks rather ...
Mike L (2 Ratings) 5-Nov-08 01:49 PM  
 
Government is attempting to maintain house prices. This because they have suppo ...
Kernow 5-Nov-08 11:29 AM  
 
That is very true Kernow, but the economy is so weak houses will come down ...
Mike L 5-Nov-08 01:41 PM  
 
A few weeks ago, HSBC had a tracker mortgage for first time buyers at base rate ...
Tricky (2 Ratings) 5-Nov-08 12:58 PM  
 
For most loans/mortgages probably no reduction.For savers they will most likely ...
John N (1 Rating) 5-Nov-08 03:16 PM  
 
No, because they will now rape the ordinary customer to re-coup the losses gene ...
gnwalker@bti... (1 Rating) 5-Nov-08 09:05 PM  
 
Most probably won't and at the end of the day why should they? They've lived t ...
Nathan P RATE IT 5-Nov-08 09:43 PM  
 
Little or no difference! No matter if it is a one percent drop - because it t ...
Denis D (1 Rating) 6-Nov-08 10:40 AM  
 
Some banks have already raised their rates in anticipation of an interest rate ...
ROBERT RATE IT 6-Nov-08 10:56 AM  
 
no they wont they are to hard up but you owe them they are sending you letters ...
MALCOLM S RATE IT 6-Nov-08 10:56 AM  
 
It will only be a matter of weeks before major governments will regulate to for ...
Christian L RATE IT 6-Nov-08 11:18 AM  
 
Rubbish. The only way banks can get out of the present mess is by being al ...
Mike C (1 Rating) 6-Nov-08 12:00 PM  
 
It starts with the inter-bank rate, that is correct. Wait and see...
Christian L RATE IT 6-Nov-08 12:59 PM  
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